Article provided by: fasthealthquotes.com
Fast Health Quotes works with some of the leading health insurers in the country and brings you the best short term health insurance plans. We help clients get instant quotes from some of the major insurers in the country, such as Aetna, Humana, Molina Healthcare, and UniterHealthcare.
What do short term insurance plans cover?
Short term health insurance provides temporary medical coverage for those in-between jobs, outside enrollment periods, and for those that require coverage in case of emergencies. The extent of coverage with a short term health insurance may vary depending upon the plan you buy and the insurance company. Short term plans do not comply with the Affordable Care Act (ACA) guidelines. Hence these plans do not offer minimum essential coverage, as it may be the case with ACA plans.
Nevertheless, these plans offer some level of coverage, which includes preventive care, emergency care, doctor visits, urgent care, and prescription medications. Policyholders can enjoy cost savings with certain short term plans if they go for treatment to in-network providers. When comparing short term health plans, be sure to read the “exclusions and limitations” to learn about what’s covered and what’s not covered under a policy.
Who can buy short term health insurance?
Short term plans offer temporary coverage for those who do not wish to commit to an insurance plan for a whole year. It is a highly viable option for those who miss the open enrollment deadline for ACA compliant insurance policies and new immigrants to America.
It is also a much cheaper option for those between jobs and temporary workers and their dependents. Individuals that are trying to come off of their parents’ insurance can also use this plan to protect themselves from unforeseen accidents, illnesses, and emergencies.
Best short term insurances 2020
It is important to buy short term health insurance at the best price from an insurance provider with the highest rating for customer service. Here is a list of top short term insurance plans for the year 2020:
- Aetna – Aetna offers a large number of short-term health insurance plans at affordable prices. However, it is not available in all of the states, and the coverage terms vary from state to state. Aetna offers coverage to the enrolees from the very next day.
- UHC – UHC’s short term health insurance offers flexible and fast coverage. Individuals can enjoy coverage within 24 hours after their application and get to choose the deductible amount from several available options.
- Humana – Humana offers short term health insurance at affordable rates in 8 states currently. The application process is straightforward, and coverage begins from the very next day of your application’s approval.
Whether you are between jobs or coming off of your parents’ insurance, protect yourself from unforeseen accidents and illnesses with the best short term health coverage. Visit Fast Health Quotes website or call us to buy short term health insurance plans. We can help you find the perfect plan at affordable prices by bringing to your quotes from some of the leading insurers.